A woman sitting on the floor with a notebook, calculator, and laptop working on a personal budget

How to Create and Manage a Personal Budget

Budgeting is important for everyone, regardless of income level or life stage. But it’s especially important for college students and young professionals, as you begin managing your life and finances separate from your parents. 

Read on to learn more about the importance of fiscal responsibility and the steps to creating (and sticking to) a realistic personal budget.

Filing Your First Tax Return? Here’s What to Know

As Benjamin Franklin said, nothing in this world is certain except death and taxes. While the former is hopefully many, many years away for you yet, you can be sure that when it comes to taxes, Uncle Sam will come knocking each and every year to make sure you’ve paid your fair share.

Tax time can be confusing though, even for people who have been paying taxes for decades. Tax laws change nearly every year, and the methods for filing evolve with new technologies and rules. If you’re just starting out in your career or are a student filing taxes on your own for the first time, it can be especially intimidating.  

If you live in the U.S., your federal income tax return will be due sometime in mid-April, and your state income tax will be due around the same time (depending on your state). Read on for some high-level information and resources to help you prepare for tax season.

Funding A Startup with Michael Otis

Explore the world of startups with this week’s Business Edge guest: Michael Otis! Co-hosts Chrissy and Nicole talk with Michael about startup accelerators such as Y Combinator, identifying how to make startups more successful, and the differences between working at startups vs. established companies.

First Job Out of College? Time to Start Investing

Whether you’re a recent grad or have already been in the workforce for a few years, it’s never too early or too late to start investing in your financial future. The sooner you get started, the easier it will be to achieve your financial goals and build a comfy nest egg for your later years. 

While you may already have some level of understanding of the different investment options available to you, making the big decision to hand over some of your own hard-earned money can be intimidating — and more than a little confusing. 

To simplify things, let’s dip our toes into the investment basics, then we’ll point you to some trusted resources for a deeper dive.